Planning for Success In A Challenging Market!

Posted Sep 22, 2008

Though the news is rife with doom and gloom reports about the economy, The Debbie Reed Team has recently seen improvements in its corner of the real estate market, as well as attractive opportunities for the savvy investor with a plan.  Recently, Thomas McGlone of Wachovia Financial introduced the team to an innovative investment-planning process called ENVISION which helps potential investors make just such a plan.  Specifically, Envision helps people clearly define measurable goals for themselves – such as “Can I afford a second home this year or not?” or “What kind of mortgage product would I need to move into a larger primary home?” ENVISION uses sophisticated “real world” simulations, which analyze the balance needed for individuals to make progress toward their goals while avoiding unnecessary investment risks.  First, financial goals are identified in both an optimal “dream” investment plan (called your “Ideal Investment Plan”), as well as in an "Acceptable Financial Plan" which includes goals which are not optimal but still acceptable.  Next, variables are isolated to help determine the likelihood of achieving your Ideal Investment Plan versus achieving your Acceptable Investment Plan.  By systematically prioritizing goals, a “Recommended Investment Plan” can be developed, based on the norms and simulations utilized by the state-of-the-art ENVISION program. Timothy B. Hidell, a mortgage banker with MetLife Home Loans, looks forward to working with clients who’ve gone through the ENVISION process.  “It could be a seamless process,” says Hidell, “A client could identify a property they want with the Debbie Reed Team, go through the Envision assessment and gain confidence and data supporting their plans to purchase a property at this time and then come to me for the appropriate mortgage product.  The difference being that customers who’ve been through this program will be far ahead of the game in knowing what they are able to afford in their current financial situation, and exactly what the right mortgage product is for them!” McGlone, who splits his time between Rehoboth Beach and Baltimore, is a financial advisor who is truly excited about the possibility of helping people achieve their dreams by clarifying their goals and making a better, more personalized financial plan.  More important, he wants to help people improve their financial situation and increase the balance and enjoyment in their lives.  To find out more about Envision, you can email McGlone at tmcglone@wachoviafinet.com.  And after you’ve received your Recommended Investment Plan, if it happens to include an Ocean Block Townhome, a Waterfront Retreat or a cool Beach Condo, give the Debbie Reed Team a call at 1-800-263-5648, and we’ll show you the best available deals in town!  To round out the process, customers can check out highly competitive mortgage products by contacting Timothy Hidell at MetLife Home Loans at 302-383-1181 or by emailing tbhidell@metlifehomeloans.com.

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